Serial Entrepreneur, Investor, Wealth Coach & Author

Did you know that it is going to take millions to retire financially comfortable or independent? I want to help you get there!

Did you know that it is going to take millions to retire financially comfortable or independent? I want to help you get there!

Cedric Nash Serial Entrepreneur, Investor, Wealth Coach & Author


Why do you need to be a millionaire when all you desire is to be financially comfortable or independent?

The consequential truth that other financial influencers don’t tell you is that it takes millions to be financially comfortable or even financially independent. Why? Because there is a financial principle called the 4% rule which states that if you invest your retirement funds (freedom fund) in the stock market, assuming an average return of 6% annually, you could withdraw 4% of that fund annually, adjusted for inflation, for 30-40  years or more. So assuming you start withdrawing money at 65, your money would last until you’re 95-105 years old.

Using the same 4% rule, if you had $1 million in your freedom fund you could withdraw $40,000 per year (4% x $1M). If you had $2M in your freedom fund you could withdraw $80,000 per year. If you had $3M in your freedom fund you could withdraw $120,000 a year. And so on. However, given that inflation has averaged about 2.5% annually the amount you’d need to live on could be significantly higher.

As a general rule of thumb it’s going to take 25 times your current or desired salary in order for you to afford the lifestyle you desire without having to work for it directly. In short, for the majority of us, it’s going to take millions to be financially comfortable or independent.

I’m Cedric Nash and I believe that anyone, regardless of race, age, gender, education, income or financial starting point can become a millionaire, and beyond, if they’re willing to put in the effort, make the necessary sacrifices, and consistently focus on making millionaire money moves. In time and with patience, anyone can achieve whatever financial goals they set out for themselves.

Rather than suggesting that you set mediocre financial goals that won’t allow you to live the life you desire, my objective is to inspire you to set lofty financial goals and to show you how to achieve them. I’ve built a wealth building system that I've used to achieve my financial goals starting from the bottom. I’m confident, if used consistently it will help you achieve your financial goals too. So, lace up, strap in, and let’s get busy making millionaire money moves!


With his debut book “Why Should White Guys Have All the Wealth?”Cedric Nash is quickly becoming a literary disruptor with literary works that are unapologetically focused on the prosperity of Black people. Nash has several more books in the works that offer solutions which can not only make you into a millionaire but help solve the racial wealth gap too. How? By leveraging resources available to anyone, not  just the wealthy or connected. Nash believes that “No one’s coming to save us. Where we are financially in life is not our fault, but it’s our responsibility to fix it.” He’s committed to creating solutions for his  community and others that enables them to  blow past financial mediocrity and allow people  to become as wealthy as they desire based solely on  the level of effort and sacrifice they’re willing to put forth.


Since I was a child, I’ve been fascinated with the ability to make my own money. I had two paper routes as a teenager. In college I sold personal computers and worked as a consultant for a local plastic surgeon, installing his computer network and claims processing system. I saved enough money to purchase a condominium right out of college. After just 6 years working in corporate America  for the Jet Propulsion Laboratory, Deloitte, and Ernst & Young, I founded Oakland Consulting Group with my savings. Now 25 years later, having reached over $90 million in revenue and with over 300 employees across two brands, I know what it takes to start and succeed as an entrepreneur


I was fortunate enough to have four  millionaire mentors who inspired me to be an investor while I was in college. Upon graduating, I wrote a plan with a timeline for what I wanted to accomplish in my life. After only 7 years, I achieved Destination Millionaire and have continued to invest and grow my wealth ever since. As I’ve built my business over the past 25 years, I have also invested in securities, real estate, and private equity, which has provided me with the foundation of knowledge that I use to coach others. My mentors never required me to pay them for the many valuable lessons and exposure they provided me. That’s why I’ve created my free Black Wealth Growth Challenge in which I coach investors who want to build wealth and are willing to put in the work, make the necessary sacrifices, and commit to investing consistently over time. If you’re committed to building wealth, I’m committed to helping you. Sign up for our next class of Wealth Warriors and get on the journey to becoming a millionaire.


Cedric Nash, a.k.a.“Your Millionaire Mentor”, is an award-winning entrepreneur, investor, wealth coach and author. His books include "Why Should White Guys Have All the Wealth? How You Can Become a Millionaire Starting from the Bottom" and "The Millionaire Money Moves Supplemental Investment Guide."

Nash uses his platform to educate, inspire and motivate wealth building in the African American community. His approach is to show people how to use age-old principles to build wealth and create sustainable income for life by saving and investing in entrepreneurship, real estate, stocks and bonds, and private equity. Nash’s proprietary Millionaire Money Moves framework is not a “get rich quick” scheme, instead, it’s a proven “get rich over time” strategy that has worked for him and thousands of others. 

The average person doesn't realize that to retire comfortably they need to become a millionaire. Nash achieved Destination Millionaire 7 years after graduating college and grew his wealth consistently over the subsequent 30 years despite the many roadblocks and setbacks that life put in his path. Now his passion is teaching what he's learned over that time to help others achieve Destination Millionaire and beyond.


"To whom much is given, much is expected.” Giving back is powerful. It is my personal belief that when you give, God grants you favor. That favor can be in the form of a healthy fruitful life among other blessings. My parents were devoted faithful givers not only to their church, but to those in need in my community. Their giving spirit has inspired me to make giving a priority in my life. Personally and through my business, I have and continue to support several organizations to do great work in the community.